Guides

Short materials in plain language. Each comes with a tool to run your own numbers.

FIRE · 5 min

What Is FIRE and the 4% Rule

What FIRE means, where the 4% rule comes from, how to calculate the capital you need and what the rule does not promise. In plain language, with examples.

Budget · 5 min

How to Split Your Income: the Bucket System

A simple way to allocate income: living, investing, emergency fund and fun. How to pick the percentages, where to start and what to do about debt.

Basics · 5 min

The Power of Compound Interest

How compound interest works, why time matters more than the amount, the rule of 72 and what eats growth: fees, inflation and interruptions. With worked numbers.

Crypto · 6 min

Was Buying Bitcoin a Little Every Month Worth It? A Look at History

What would have happened if you bought $100 of bitcoin every month: since 2014, from the 2017 peak and from the 2021 peak. Real numbers, drawdowns and takeaways.

Crypto · 6 min

How Not to Lose Your Crypto: Security for Beginners

Seed phrase, exchange or your own wallet, hardware wallets, account protection and the most common theft schemes. A short security checklist for beginners.