Income Splitter

Enter an amount — SK Invest splits it into buckets and shows exactly where the investment part goes. Everything is editable and saved.

Main buckets

Sum of percentages

1Goal and age

They determine how much risk is reasonable. The shares below adjust automatically, and you can fine-tune them by hand.

2What you use

Switch on your directions and tick what you use inside. Anything switched off is left out.

Sum of percentages

3Resulting portfolio

Each instrument's share of everything that goes to “Investments”.

💡 Until your emergency fund is built (6 months of expenses), keep its percentage. Once it is, move those percents into “Investments”. The suggested shares are an educational guide based on common rules of thumb, not advice: consider your own horizon, income and risk tolerance. This is an educational tool, not financial advice.